Company information
Growing your portfolio
What and where to buy?
Financing
Solicitors
Sales Progression
Furnishings & Carpets
Letting
Insurance
Rent Warranties (Including Our Smart Deposit Solution)
Tenant Referencing
Paragon Advance Espana

Company information
Paragon Investment Properties is a trading division of Paragon Advance which is an established and trusted name of over 15 years in the industry. Initially specialising in Credit Management and Business Risk Management, our products and services have broadened, enabling us to provide a one stop shop offering a unique portfolio to the lettings industry including financial services, tenant referencing, rent protection and legal expenses warranties & section 21 legal expenses warranties, Smart Deposit Solution, debt recovery and tracing, eviction services and insurance services - in the UK and Spain. We also provide a wide range of specialist products and services designed exclusively for tenants. Click here to use our ‘Search for a letting agent facility’.

Paragon IP directly assists landlords in either expanding, diversifying or disposing of their portfolios. We specialise in sourcing excellent investment opportunities on properties throughout the UK and overseas. Due diligence procedures are carried out on each deal we review and only those selected are then presented to investors.

Contact us to discuss your individual requirements.

We provide an open, honest and transparent service and, where possible, our fees are negotiated directly with vendors enabling investors to use their capital to purchase more property. We also don’t earn our fees until either exchange of contracts or completion, thus ensuring that we also have a vested interest in purchases reaching a successful conclusion.

Please contact us for any further information or clarification.

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Growing your portfolio
It’s important for us to ascertain a good idea of what you’re looking to achieve from investing in property. The obvious goal from any investment is to yield the maximum returns possible. However, the more we understand about your strategy and goals, the more ‘targeted’ deals we can source and present you with.

For example, you may want a deal that offers positive cash flow with high capital growth potential. Alternatively, a large discount with an option of assigning the contract may suit. But then again, you may be looking to purchase a property in a specific location and issues such as specification, local amenities or proximity to a University campus may be of more importance to you.

The more we understand about your expectations and strategy, the more efficiently we can assist with your investment aims.

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What and where to buy?
Using our experience and industry contacts, we’re able to negotiate many types of incentives, direct with sellers. As an example, a genuine discount on the current market value gives you immediate equity in any purchase you make.

Some clients prefer to invest in an area or country where they feel most comfortable, and it’s up to you to decide on your attitude to risk. However, it’s worth noting that many overseas deals we’ve dealt with are either by UK developers, handled by UK solicitors or have the option of a long term rental guarantee, for extra security and peace of mind – some even offer all three.

Due diligence procedures are carried out on every opportunity we review and this is critical. We aim to provide you with as much information as we can, although we always advise that you also conduct your own due diligence. In our opinion, the deal that best fits your strategy offers you a better investment and is therefore more important than its location.

The ARLA charter states: An investor should: Make an objective business decision based on research of the needs and requirements of the local market, not based on personal taste.

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Financing
Advance FS is our in-house mortgage and finance division; offering landlords whole of market advice across the buy to let and residential sectors. Our qualified consultants are industry specialists and offer ongoing mortgage, remortgage, life assurance and secured loan advice.

We don’t charge our clients any broker fees and pride ourselves on providing the best quality advice and exceeding the ‘treating customers fairly’ principles.

To speak to a member of our mortgage department please call us on 0844 375 9612, or email customerservice@advancefs.com. Our website address is www.advancefs.com. Further details can be found on our links page.

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Solicitors
We work closely with a firm of UK solicitors called MacDonald Oates as experience has shown us they have a high level of customer service and are able to complete proceedings effectively and within applicable timescales. Please click here for a personal quotation. Further information will be found on our links page. Naturally you are free to use your own solicitor or conveyancer should you wish.

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Sales Progression
If purchasing a new-build property, reservation procedures vary between developments and it’s also important that you adhere to the timescales that developers set. Failure to do this can potentially result in developers withdrawing incentives. Exact procedures on each deal are always clarified by our sales consultants and we will assist in making the reservation and purchasing process as straightforward as possible for you. We work in partnership with you and will liaise with your chosen solicitor and financial adviser to ensure deadlines are met. When you decide to proceed on a particular deal, the quicker the process is completed, the better it is for all concerned.

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Furnishings & Carpets
Some developments are offered with furniture packs included, or have them available to purchase. Alternatively, our links page provides information on companies that offer furnishing or flooring options should you require them. You can also contact us for assistance. Please also see our questions answered page.

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Letting
On the deals we offer you, contacts with local letting agents are established as part of our due diligence procedures and details will be provided to you. In addition, our tenant referencing department is one of the largest in the country and has over 5,000 UK letting agents registered with them, meaning we can recommend agents to you from most areas. As always, please contact us for any further advice or assistance.

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Insurance
We understand how important it is that landlords and tenants are covered for every eventuality, which is why we’ve developed many specialist insurance products. Each scheme provides comprehensive cover alongside extremely competitive premiums.

Landlords buildings and contents insurance, tenants contents insurance, shop and office insurance and professional indemnity insurance. Click here for further details.

You can contact our insurance department on 0844 375 9604 or webmail@paragonadvance.com.

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Rent Warranties (Including Our Smart Deposit Solution)
We understand how important it is that you feel confident your rented property is covered for any unexpected events including non-payment of rent, which is why we have developed our specialist warranty products. These offer additional peace of mind for a very reasonable price. For information on our Rent Protection and Legal Expenses Warranty and our Section 21 Legal Expenses Warranty, please click here.

The Smart Deposit Solution is a zero deposit option for tenants but it also provides the landlord with cover for the last months rent should this be unpaid. The tenant pays a one off fee as an alternative to a deposit and the landlord gets a warranty product which provides him with 2 months rental value cover for damages/dilapidations/rent arrears (terms and conditions apply). For more information on our Smart Deposit Solution, please click here.
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Tenant Referencing
Our tenant referencing service offers landlords reassurance that they are choosing the right tenants for their properties. We carry out extensive checks and provide you with a comprehensive report which details all our findings.

We offer a variety of different options and ways to reference your prospective tenants. You can choose to have your report delivered to you instantly, within 1 hour, 24 hours or 48 hours (subject to referee availability) and you can also decide whether you want a “instant” report which is simply a credit check or a “full” tenant reference which is much more in depth and comprehensive.

FCC Paragon has a sophisticated online system which allows you to submit applications, track progress, download reports, access invoices and manage your account. All you need to do is register as an agent to access our exclusive system.

Referencing prices vary and are dependent on usage and the service requested. Please contact us for more information.

Please click here for more information on our referencing services.

You can contact our referencing department on 0844 375 9606 or references@fccparagon.com. Further information can also be found on our links page.

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Paragon Advance Espana
Paragon Advance Espana offer Rent Protection Warranties in Spain.

Due to Paragon’s experience and their intimate knowledge of both the law in theory and in practice, and after extensive work with expert tenancy lawyers in Spain, they can now provide and guarantee peace of mind to landlords in Spain whilst letting their property.

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